Live today
Instant transfers
Each payment is a single on-chain transfer on Base, confirmed in about two seconds, 24/7.
No bank details needed
Pay a mobile number or email. Numpay resolves it to the recipient’s wallet, or reserves a claimable wallet if they haven’t joined.
Zero fees
No fee for the sender or the receiver. Network fees are paid by Numpay’s paymaster.
Self-custody
Your wallet is a smart account controlled only by your sign-in key. Numpay can’t move your money.
Simple onboarding
Sign in with an SMS or email code. A smart wallet (ERC-4337) is created automatically. No seed phrase.
Requests and payment links
Request from a person, or share a link anyone can pay. Show a QR code for in-person payments.
Multiple ways to fund
Buy crypto by card through Onramper, or move crypto from a NEAR wallet via NEAR Intents.
Installable web app
A Progressive Web App that runs on low-end phones and desktops without an app store.
How Numpay compares
Security that comes from the chain
Coming next
AI transaction summaries
AI transaction summaries
Monthly summaries that group spending by recipient, amount and purpose, flag unusual activity, and export to CSV or via API. Built for freelancers, small businesses and DAO treasuries.
Notifications for recipients
Notifications for recipients
SMS and WhatsApp messages that tell a recipient they’ve been paid or sent a request, with a link to collect.
Withdrawals to any address
Withdrawals to any address
Send crypto from Numpay to an outside wallet, with gas paid by Numpay. Already live on the Elysium testnet.
More networks
More networks
Numpay’s wallet stack is chain-agnostic: the same user gets the same address on every EVM network that supports the Kernel smart account. See the roadmap.

