Numpay does not charge transaction fees and doesn’t take a percentage of user transfers. Revenue comes from three other sources.

1. Utility of the $NUM token

  • Token access fees. Premium features require $NUM.
  • Staking and locking. Users stake or lock $NUM for rewards or feature access.
  • DeFi integrations. Liquidity provision, lending and yield.

2. Institutional and enterprise integrations

  • Custom integrations. Businesses pay fixed integration fees to use Numpay for settlement and routing.
  • White-label solutions. Licensing Numpay’s payment stack to other brands.

3. Token appreciation and ecosystem growth

  • More utility drives more demand for $NUM.
  • Buybacks funded from the treasury.
  • Long-term appreciation of treasury holdings.