Fully private (zero-knowledge)
Partially private
Public by design
- The merchant’s phone or wallet.
- The settlement contract address.
- Network fees, which Numpay pays.
Guarantees by role
- Sender
- Recipient
- Observer
- The amount is hidden.
- The sender’s wallet isn’t in the proof.
- The sender’s balance is never disclosed.
- The sender’s phone number is never public.

